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NO INTEREST LOANS SCHEME (NILS)

No Interest Loans (NILs)
0% interest and no fees or charges, EVER

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Washing machine broke down? Unexpected car repairs? Need a new laptop for work or school? We’ll pay the invoice for you (NO CASH).

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Unexpected expenses are bound to pop up from time to time. Don’t choose an option that might get you into trouble later. With NILs, you only pay back what you borrow, nothing more.

How does NILs work?

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Submit your quote with your application and NILs will pay it straight to the supplier / vendor. Loans cannot be used for cash, bills, debts or rent.

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How much can I borrow?

Borrow up to $2000 for essentials such as appliances or furniture, car repairs, a new computer or laptop, or medical, dental or vet expenses.

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Borrow up to $3000 for bond on a new rental property or for recovery from a natural disaster.

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If you wish to apply, please give us a call or come into the House to speak to one of our volunteers.

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(03) 5482 6914

261 High Street Echuca VIC Australia 3564

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39 Landsborough Street Echuca VIC Australia 3564

©2025 by Echuca Neighbourhood House. 
ABN 43 374 311 705

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